Is bad credit preventing you from getting a car loan?

At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest car and truck loans.

A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!

Boost your Credit History

Our goal would be to transform our clients’ monetary life by increasing their fico scores, permitting loan providers and creditors to think about them low-risk. We accomplish this goal through getting our consumers in to the vehicle that is right restore their credit history.

Legacy Car Credit provides:

  • Low-kilometre cars, to help you drive a reliable automobile and make low re re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
  • 2-5 term options year
  • Reports to Equifax, to make sure that your credit rating improves on the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer a big choice of automobiles to satisfy your preferences
  • Professional staff to aid with debt-restructuring through proposals and bankruptcy
  • Multi-point vehicle inspections, in reducing the opportunity of unforeseen fix expenses
  • 30 Time Change
  • Free Delivery

Step One

Apply On The Web

Our credit that is easy application obtain the process began with certainly one of our Credit and Finance Advisors.

Step 2


Our consultative method of funding will show you through the credit rebuilding procedure which help you rebuild an auto loan to your credit.

Step Three

Drive Away

After your approval, it is possible to drive away in your vehicle that if you’d like day! Many thanks to our super easy procedure, we’re going to allow you to get authorized and driving right away, you want through rebuilding your credit so you can get back to living the life.

Why Is Us Different

Our Company Is The Lender

We have been an in-house funding company that lends our personal money, and that makes us various.

Meet The Group

At legacy Auto Credit you are able to select whom works in your favor. Our non payment Credit and Finance Advisors can get you authorized and explain to you car choices

We Deliver

Whom knew vehicles had been like pizza. You can now get our rate that is low in funding anywhere in Ontario and never have to keep your house.

Exchange Privilege

We’re you’ll that is sure satisfied with the new purchase, however in situation you aren’t merely carry it back* and we’ll assist you to trade it for the right one. (*Some exceptions use)

Find out about automobile finance, bad credit car and truck loans, credit recommendations & tricks, DIY together with latest in automotive news.

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What goes on if we can’t get car finance from a dealership there are certain explanations why some one may not be capable of getting a auto loan from the dealership. From bad credit not to being.

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Our company is dedicated to causing you to a durable client and buddy.

We had a phenomenal experience working with Vic, and auto credit installment loan help wisconsin that is legacy. Assisting us comprehend exactly exactly how credit history work and just how to boost it, making us feel confident!

Victor had been amazing! He had been extremely explain that is thorough we needed seriously to understand and answered any questions that I’d. He definitely went far beyond to have me personally another automobile. I’d recommend likely to see him if you should be searching for another automobile.

Vic ended up being great in enabling me personally automobile that I favor and it is dependable. If i really could offer a lot more than 5 movie stars i might, he worked well with my income as well!

Vic ended up being amazing to manage exceptional interaction through the process that is entire. Moved me detail by detail placing me personally right into automobile that was suitable for me! Many thanks for all your valuable help

Definitely the most readily useful experience ive had purchasing a car or truck had been out of this destination! Ereallybody is quite helpfulf! Vic had been great with interaction and maintaining us as much as date from the procedure and got us automobile we wanted quickly without issues! Would certainly keep coming back once more

Could I get yourself auto loan after having a repossession?

Yes, at Legacy Auto Credit we recognize that a repossession is often the results of an uncontrollable event or situation. Quite a few customers have experienced a previous repossession or will likely to be coming back their automobile towards the bank whenever filing a bankruptcy or customer proposition.

Will this help me to build my credit?

Yes, if you will be making your instalments on time. Legacy Auto Credit reports your re payment history to Equifax monthly. As time passes with on time payments your rating will increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is that individuals give you the funds and after that you pay us straight back. We could examine your credit situation for a level that is personal determine your capability to create re re payments even although you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better prices. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new vehicles.

Let’s say i have already been turned straight straight down before?

We come across lots of people which have been formerly rejected because of a few reasons that have included, poor payment history, maybe not the time face to face, way too much financial obligation and non-garnishable earnings. With this In-House system we consider your revenue, expenses and debts that could be evoking the turn downs and offer you with answers to get you driving and rebuilding your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House system is made for bankruptcy and customer proposition customers. If you’re going to file or have filed and are also perhaps not discharged, you can easily nevertheless be eligible for our low price in-house system. We make use of a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you should be planning to file we’ll make use of one to secure a car before filing to be able to be confident in going back your overall automobile which have way too much negative equity, has way too high of repayment or does not suite your requirements any longer. We also report your repayments to Equifax which can help re-establish your credit rating.

Did not see just what you had been shopping for?

We’re Right Right Here To Aid

Our work is always to assist people who have bad credit get automobile financing at a cost point in accordance with prices they are able to afford. No matter your circumstances, it is well well well worth trying and talking with certainly one of our credit professionals. Don’t let woeful credit get in the form of residing a far better life.

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